Skip to main content
Guardians Credit Union logo

Loan Rates

Explore competitive rates designed to help you move forward with confidence.

Apply Online Locations & Hours
A smiling, young woman.

Vehicle Loans

Vehicle Loan Rates
Loan TypeAs Low As APR1
Auto4.49%
Motorcycle, Jet Ski & ATV6.00%
Boat5.50%
RV5.50%
These rates are current as of today.
Apply Online Locations & Hours Calculate Payment

1APR = As Low As Annual Percentage Rate. Includes rate discounts for ACH payments, protection coverage (CL and CD) and/or Loan to Value (LTV) up to 0.75% off standard rate.

All rates are based on an evaluation of the member's individual credit history. Your actual rate may vary. Product offers, terms and other information provided herin are subject to change without notice. Due to the occasional inaccessibility to our website which may be beyond our control. Guardians Credit Union cannot guarantee the completeness or accuracy of the information provided herein. To verify current offers and rates, please call 561-686-4006. Guardians Credit Union is not responsible for typographical errors. Guardians Credit Union does business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act.

Personal Loans

Personal Loan Rates
Loan TypeAs Low As APR1
Personal Signature1,28.74%
Personal Line of Credit37.25%
These rates are current as of today.
Apply Online Locations & Hours Calculate Payment

1APR = As Low As Annual Percentage Rate. Includes rate discounts for ACH payments, protection coverage (CL and CD), and electronic loan closing options, for up to 0.75% off the standard rate.

2Loans <$5K max term 36 months. Loans >$5K max term 60 months.

3Personal Signature Line of Credit minimum payment will be 3% of the outstanding balance or $25.00, whichever is greater. The Line of Credit annual fee is $10.00.

All rates are based on an evaluation of the member's individual credit history. Your actual rate may vary. Product offers, terms and other information provided herin are subject to change without notice. Due to the occasional inaccessibility to our website which may be beyond our control. Guardians Credit Union cannot guarantee the completeness or accuracy of the information provided herein. To verify current offers and rates, please call 561-686-4006. Guardians Credit Union is not responsible for typographical errors. Guardians Credit Union does business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act.

Savings Secured Loans

Savings Secured Loan Rates
Loan TypeAdjustable
Share/Savings Secured12.00%2
Credit Builder/Savings Builder4.00%2
Certificate Secured32.00%4
These rates are current as of today.
Apply Online Locations & Hours

1Fixed rate. Fully secured against primary savings. The Annual Percentage Rate (APR) for share/savings secured advances will be 2.00% above the dividend rate being paid on the primary savings account at the time of closing which may vary. See savings rates for current dividend rate on savings.

2Above the current primary savings account earnings rate at time of closing.

3Fully secured until certificate maturity. The Annual Percentage Rate (APR) will be the dividend rate being paid on the certificate being offerred as security plus 2.00%. The advance will be made for the length of the certificate only. The certificate must be renewed until the advance is completely paid. Failure to renew the certificate will result in default under the Plan. When the certificate is renewed the APR will change to reflect the new dividend rate. IRA Certificates and Certificates under a Trust Account are not eligible to be pledged as collateral for a Certificate Secured Subaccount.

4Above the highest earnings rate on the certificate.

All rates are based on an evaluation of the member's individual credit history. Your actual rate may vary. Product offers, terms and other information provided herin are subject to change without notice. Due to the occasional inaccessibility to our website which may be beyond our control. Guardians Credit Union cannot guarantee the completeness or accuracy of the information provided herein. To verify current offers and rates, please call 561-686-4006. Guardians Credit Union is not responsible for typographical errors. Guardians Credit Union does business in accordance with the Federal Fair Housing Law and the Equal Opportunity Act.