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Second Chance Checking

We're giving you a fresh start for better banking!

A young couple sittng on a couch looking at a smart phone.

Aspire Checking

Life doesn't always go as planned, but we believe in the power of second chances. That's why we offer Aspire Checking, a checking account designed to help you get back on track while enjoying most of the benefits of a traditional account. With Aspire Checking, you can rebuild your financial standing and work towards a brighter future.

  • Free access to our online banking and mobile banking platforms
  • Enjoy the convenience of a Mastercard debit card
  • Complimentary box of 40 checks to cover your initial banking needs
  • Enroll in payroll direct deposit to waive the $10 monthly maintenance fee

As you build positive account history, your progress is rewarded. After one year with no NSF (Non-Sufficient Funds) incidents, your account may be eligible to convert to a regular free checking account. You may even qualify sooner by completing a combination of financial education options, such as one-on-one counseling or community seminars, making it possible to convert your Aspire account in as little as 10 months.

Aspire Checking is more than just a second chance—it's your pathway to a stronger financial future. Open an Aspire Checking account and take the first step toward rebuilding your financial health.