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Protect Your Investment

Safeguard your vehicle and finances with our comprehensive loan services!

A happy couple driving in a car on a sunny day.

Loan Services

Insurance Products not NCUA/NCUSIF Insured

We want to make sure you are protected on and off the road and have peace of mind about your financial future. With protection plans, you won't have to worry about loan payments or unnecessary costs if the unexpected happens.

Mechanical Breakdown

This coverage is available for both new and used vehicles and is typically less expensive than comparable dealer coverage. It also includes added benefits such as 24-hour roadside assistance and protection for unexpected repairs, helping give you peace of mind on the road.

  • True $0 Deductibles option
  • Towing Coverage
  • Lockout Key Recovery
  • Tire & Wheels Protection
  • Rental Reimbursement
  • Trip Interruption Coverage

Guaranteed Asset Protection (GAP)

GAP helps cover the difference between your vehicle's value and the remaining balance on your new or used auto loan. If your vehicle is totaled or stolen and your insurance payout is less than what you owe, GAP can help cover the shortfall and reduce your out-of-pocket costs while protecting your credit and bank account.

  • Helps protect your credit
  • Reduces out-of-pocket costs
  • Supports faster vehicle replacement
  • Covers deficiency balances up to $50,000

Auto Deductible Reimbursement (ADR)

Included with your GAP insurance, ADR offers coverage for out-of-pocket insurance deductibles when your vehicle is involved in an accident or mishap.

  • Covers up to $500 per loss (UNLIMITED losses per year)
  • Coverage begins upon enrollment and continues for three years
  • Reimbursement for deductible amounts on approved insurance claims

Contact us to learn more and enroll.

Payment Assurance

Taking out a loan? Make sure you're prepared for the unexpected.

Whether you're planning home improvements or purchasing a new vehicle, life can change unexpectedly. While you may feel confident in your ability to make loan payments today, events such as involuntary unemployment, disability, or loss of life can create financial challenges for you and your family.

Payment Assurance is designed to help. This voluntary loan payment protection product can provide valuable peace of mind by helping protect your family's financial stability in the event of disability, involuntary unemployment, or loss of life. It's a simple way to add confidence and protection when you borrow.

Ask us about protecting your loans today!

Insurance Verification

If you have a real estate or auto loan with us, you are required to provide proof of insurance. You can now conveniently submit your insurance information online with our partner, SWBC. You can use this simple tool if you receive a notice requesting insurance information, or any time that you change insurance companies.

If you do not maintain the required insurance coverage or fail to notify us about your insurance, we may add an insurance premium to your loan. This force-placed insurance only covers our interest in the collateral and does not satisfy legal insurance requirements for drivers and homeowners.

Before starting the insurance verification process, please have your insurance declarations page and any notice that you received in the mail readily available.